:root{--navy:#173b5f;--navy-dark:#0d2944;--orange:#bd5a1b;--orange-dark:#8d3e0f;--gold:#d69a22;--gold-pale:#fff0bd;--cream:#fff9ed;--surface:#fff;--warm:#f6eddd;--blue-pale:#eaf3f8;--text:#20252a;--muted:#55616b;--border:#b8c3cb;--success:#276b48;--error:#982e2e;--error-bg:#fbe9e7;--warning:#7a4700;--warning-bg:#fff0d5;--shadow:0 12px 30px rgba(13,41,68,.12);--radius:16px}
*{box-sizing:border-box}[hidden]{display:none!important}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--text);font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.62}a{color:var(--navy);text-decoration-thickness:2px;text-underline-offset:3px}img{max-width:100%;height:auto}.wrap{width:min(1180px,calc(100% - 32px));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:999;background:#fff;padding:10px}.site-header{background:var(--navy-dark);color:#fff;position:sticky;top:0;z-index:100}.header-inner{min-height:88px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:14px;color:#fff;text-decoration:none;line-height:1.02}.brand-text{font-size:1.08rem}.brand-text strong{font-size:1.38rem;letter-spacing:.01em}.brand-mark{width:56px;height:72px;object-fit:contain;flex:0 0 auto}.brand-icon{width:58px;height:58px}.desktop-nav{display:flex;gap:26px;margin-left:auto}.desktop-nav a,.mobile-nav a{color:#fff;text-decoration:none;font-weight:800;font-size:1.06rem}.search-open,.menu-toggle{border:2px solid var(--gold);background:transparent;color:#fff;border-radius:999px;padding:11px 18px;font-weight:900;cursor:pointer}.menu-toggle{display:none}.mobile-nav{padding:18px;display:grid;gap:14px;background:var(--navy);font-size:1.06rem}.search-drawer{position:fixed;inset:0;background:rgba(7,20,32,.78);z-index:200;display:grid;place-items:center;padding:20px}.search-panel{position:relative;background:var(--cream);width:min(850px,100%);border-radius:24px;padding:28px;display:grid;grid-template-columns:180px 1fr;gap:28px;box-shadow:var(--shadow)}.search-panel img{border-radius:18px;object-fit:cover;object-position:top}.search-panel form{display:flex;gap:10px}.search-panel input{flex:1}.search-close{position:absolute;right:14px;top:10px;border:0;background:none;font-size:34px;cursor:pointer}.hero{padding:72px 0 54px;background:linear-gradient(145deg,var(--cream),#f6e7cc)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center}.hero h1{font-size:clamp(2.6rem,6vw,5rem);line-height:.98;margin:.25em 0}.hero p.lede{font-size:1.24rem;max-width:720px}.hero-goldie{max-height:480px;object-fit:contain;object-position:center top;border-radius:26px;box-shadow:var(--shadow)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:900;color:var(--orange);font-size:.82rem}.ask-box{display:flex;gap:10px;background:#fff;padding:12px;border-radius:16px;box-shadow:var(--shadow)}input,select,textarea{width:100%;border:2px solid var(--border);border-radius:10px;background:#fff;padding:12px;font:inherit;color:inherit}input:focus,select:focus,textarea:focus,button:focus,a:focus{outline:3px solid var(--gold);outline-offset:3px}.btn,button.primary{display:inline-block;background:var(--orange);color:#fff;border:0;border-radius:10px;padding:12px 18px;font-weight:900;text-decoration:none;cursor:pointer}.btn.secondary,button.secondary{background:var(--navy)}section.page-section{padding:56px 0}.section-head{display:flex;justify-content:space-between;gap:24px;align-items:end;margin-bottom:24px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{background:var(--surface);border:1px solid #d9d2c7;border-radius:var(--radius);padding:22px;box-shadow:0 6px 16px rgba(13,41,68,.06)}.card h3{margin-top:0}.category-card{border-top:6px solid var(--orange)}.breadcrumbs{padding-top:22px;font-size:.9rem;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.page-title{padding:28px 0}.page-title h1{font-size:clamp(2.2rem,5vw,4rem);line-height:1.05;margin:.25em 0}.content-grid{display:grid;grid-template-columns:minmax(0,780px) 300px;gap:40px}.prose h2{margin-top:2.2em}.calculator-shell{background:#fff;border:1px solid #d5cdc0;border-radius:20px;padding:24px;box-shadow:var(--shadow);margin:22px 0}.calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.field label{font-weight:800;display:block;margin-bottom:6px}.field small{display:block;color:var(--muted);margin-top:5px}.calc-actions{display:flex;gap:10px;margin-top:20px}.result-panel{margin-top:22px;background:var(--blue-pale);border:2px solid #2b739f;border-radius:14px;padding:20px}.result-panel[hidden]{display:none}.result-primary{font-size:1.7rem;font-weight:900;color:var(--navy-dark);font-variant-numeric:tabular-nums}.error-box{background:var(--error-bg);border-left:6px solid var(--error);padding:14px;border-radius:8px;margin-top:16px}.notice{display:grid;grid-template-columns:150px 1fr;gap:18px;align-items:center;background:var(--gold-pale);border:1px solid #dfbd58;border-radius:16px;padding:18px;margin:28px 0}.notice img{width:150px;height:190px;object-fit:contain;object-position:top;border-radius:12px}.sidebar .card{position:sticky;top:100px}.sidebar .card>img{display:block;width:100%;max-height:360px;object-fit:contain;object-position:center top;margin:0 auto 18px;border-radius:14px}.site-footer{background:var(--navy-dark);color:#fff;padding:54px 0 22px;margin-top:70px}.footer-grid{display:grid;grid-template-columns:1.7fr repeat(3,1fr);gap:32px}.site-footer a{color:#fff;display:block;margin:8px 0}.site-footer h2{font-size:1rem;color:var(--gold)}.copyright{border-top:1px solid rgba(255,255,255,.2);padding-top:18px;margin-top:28px;color:#d6e0e8}.muted{color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.tool-list{display:grid;gap:14px}.tool-row{background:#fff;border:1px solid #ddd2c2;border-radius:12px;padding:18px;display:flex;justify-content:space-between;gap:18px;align-items:center}.tag{display:inline-block;background:var(--warm);border-radius:999px;padding:3px 10px;font-size:.78rem;font-weight:800}.legal-nav{background:#fff;border-radius:14px;padding:18px}.goldie-inline{float:right;width:220px;margin:0 0 22px 28px;border-radius:20px}.not-found{min-height:70vh;background:#f0e5d0;display:grid;align-items:center}.not-found-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}.not-found img{max-height:70vh;object-fit:contain}.not-found h1{font-size:clamp(4rem,12vw,9rem);margin:0;line-height:.8;color:var(--navy)}
@media(max-width:850px){.notice{grid-template-columns:120px 1fr}.notice img{width:120px;height:152px}.desktop-nav{display:none}.menu-toggle{display:inline-block}.hero-grid,.content-grid,.not-found-grid{grid-template-columns:1fr}.hero-goldie{max-height:360px;margin:auto}.grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.sidebar .card{position:static}.search-panel{grid-template-columns:110px 1fr}.search-panel img{height:170px}.calc-grid{grid-template-columns:1fr}.goldie-inline{float:none;width:180px;margin:0 auto 20px;display:block}}
@media(max-width:560px){.notice{grid-template-columns:1fr}.notice img{width:min(220px,100%);height:auto;margin:auto}.sidebar .card>img{max-height:420px}.wrap{width:min(100% - 22px,1180px)}.header-inner{gap:10px;min-height:80px}.brand-text{font-size:.92rem}.brand-text strong{font-size:1.16rem}.brand-mark{width:44px;height:58px}.brand-icon{width:44px;height:44px}.search-open{padding:9px 11px}.grid,.footer-grid{grid-template-columns:1fr}.ask-box,.search-panel form{display:grid}.search-panel{grid-template-columns:1fr;padding-top:46px}.search-panel img{display:none}.hero{padding-top:42px}.calc-actions{display:grid}.tool-row{align-items:flex-start;flex-direction:column}}

/* Keep the optional Ask Goldie dialog fully closed until its button is used. */
.search-drawer[hidden]{display:none!important}

.print-compact{font-size:.95rem}
.data-table{width:100%;border-collapse:collapse;margin-top:14px;background:#fff}.data-table th,.data-table td{border:1px solid #d5cdc0;padding:8px 10px;text-align:left}.data-table th{background:var(--warm)}